Build a PMT Formula

When you want the monthly payment or the total interest.

What you enter is never uploaded. Everything is processed on this device.

1Enter the amount, rate and term
2Choose the kind
3Copy the formula

Kind Amount (loan amount; for FV, the payment each period) Annual rate in percent (such as 1.5) Term in years (such as 10) Payments per year Formula First-period interest formula

Done

🔒 Your files are never sent to an external server. Everything is processed safely inside this browser.

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How to use

Choose the kind.
Enter the amount, the annual rate and the term.
Copy the formula and paste it into a cell.

How it works

PMT gives the payment each period.
TOTAL is the total repaid, TOTALINT the total interest, and FV the amount after saving.

Notes

Enter the annual rate as a percent number.
Payments are calculated with equal installments.

FAQ

Is what I enter sent anywhere?

No. Everything is processed inside the browser on your device.

Do I need to upload a file?

No. The formula is built only inside the browser.

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Guides for this tool

How to Write PMT (Build It Automatically, Free)Turning the Annual Rate Into a Period Rate Why the Sign Is Negative Total Interest Savings Value What to Do When It Does Not Work PMT Builder Without Uploading

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